Live for Today.
Plan for Tomorrow.
Heirmark partners with families, business owners, and their advisors to design life insurance strategies that protect what's been built — and ensure it endures.
Live for Today.
Plan for Tomorrow.
Heirmark partners with families, business owners, and their advisors to design life insurance strategies that protect what's been built — and ensure it endures.
Our Solutions
Purpose-Built Strategies for What's at Stake
Every client is different. Heirmark brings together advanced life insurance planning across five core disciplines, each designed to work in concert with your broader financial and legal strategy.
Personal Planning
Proven planning techniques designed to help increase assets for future generations, provide payment for taxes, create income avenues, and fund gifts to charity.
Business Planning
Proven planning techniques tailored to meet the specific needs of business owners by efficiently funding buy-sell agreements, implementing key person insurance, coordinating retirement planning, and establishing executive benefits to help retain talented employees.
Specialized Funding
Proven planning techniques that leverage premium structures to conserve capital and enhance funding efficiency.
Policy Optimization
Proven planning techniques that restructure and reposition existing policies through careful analysis to meet expectations, maintain/restore performance, control risk, and achieve goals.
Exit Strategies
Proven planning techniques that provide policy owners with choices and flexibility when a policy is no longer needed or becomes too costly to maintain.
THE HEIRMARK ADVANTAGE
An Institutional Edge, Personally Delivered
We know trust isn’t easy to gain and it is all too easy to lose. This is why we work hard to earn it and even harder to maintain it. We collaborate with our clients and their advisors to help ensure that our life insurance solutions enhance the bigger picture. Our focus is on planning and purpose, rather than just product placement. When we complete a life insurance acquisition, we deliver a promise to oversee the plan we have implemented.
THE HEIRMARK ADVANTAGE
An Institutional Edge, Personally Delivered
We know trust isn’t easy to gain and it is all too easy to lose. This is why we work hard to earn it and even harder to maintain it. We collaborate with our clients and their advisors to help ensure that our life insurance solutions enhance the bigger picture. Our focus is on planning and purpose, rather than just product placement. When we complete a life insurance acquisition, we deliver a promise to oversee the plan we have implemented.
THE HEIRMARK ADVANTAGE
An Institutional Edge, Personally Delivered
We know trust isn’t easy to gain and it is all too easy to lose. This is why we work hard to earn it and even harder to maintain it. We collaborate with our clients and their advisors to help ensure that our life insurance solutions enhance the bigger picture. Our focus is on planning and purpose, rather than just product placement. When we complete a life insurance acquisition, we deliver a promise to oversee the plan we have implemented.
ABOUT HEIRMARK
Experienced Life Insurance Acquisition Specialists.
Collectively, we have decades of experience and industry specific designations. While we all have different backgrounds and expertise, we are connected in our mission to deliver life insurance strategies designed exclusively for affluent families and business owners.
Raymond C. Nash
PRINCIPAL & CEO
Raymond founded Heirmark in 2007 with a vision to transform the way affluent families, business owners, and their advisors acquire life insurance, creating a transparent, open planning model that has grown into a premier life insurance firm dedicated to innovative strategies.
With 25+ years of experience spanning insurance, investments, commercial banking, private banking, and income tax planning, Raymond brings a well-rounded financial background to his clients. He earned his degrees from the University of Akron and stays current on industry trends and legislation as a member of Finseca and the Estate Planning Council of Cleveland.
NHRA race team owner and driver who knows the value of protection — on the track and in life.
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With over 20 years of experience in the life insurance industry, Jenny creates marketing materials that effectively showcase techniques and inspire the use of innovative solutions for estate and business planning.
Jenny Lovell
Director of Marketing
With almost 20 years of experience, Amy designs insurance-based planning strategies and ensures clients' coverage remains competitive through proactive policy reviews and market monitoring.
Amy Cooper
Director of Case Design & Client Service
Jason leverages his diverse background in succession planning to identify new business development and marketing opportunities for the firm.
Jason Malko
Research Marketing Assistant
With over 30 years of experience, Lucie leverages deep carrier relationships and cutting-edge underwriting knowledge to secure competitive offers for high net worth clients with complex risk profiles.
Lucie Turco
Director of Underwriting
ABOUT HEIRMARK
Experienced Life Insurance Acquisition Specialists.
Collectively, we have decades of experience and industry specific designations. While we all have different backgrounds and expertise, we are connected in our mission to deliver life insurance strategies designed exclusively for affluent families and business owners.
Raymond C. Nash
PRINCIPAL & CEO
Raymond founded Heirmark in 2007 with a vision to transform the way affluent families, business owners, and their advisors acquire life insurance, creating a transparent, open planning model that has grown into a premier life insurance firm dedicated to innovative strategies.
With 25+ years of experience spanning insurance, investments, commercial banking, private banking, and income tax planning, Raymond brings a well-rounded financial background to his clients. He earned his degrees from the University of Akron and stays current on industry trends and legislation as a member of Finseca and the Estate Planning Council of Cleveland.
NHRA race team owner and driver who knows the value of protection — on the track and in life.
ABOUT HEIRMARK
Experienced Life Insurance Acquisition Specialists.
Collectively, we have decades of experience and industry specific designations. While we all have different backgrounds and expertise, we are connected in our mission to deliver life insurance strategies designed exclusively for affluent families and business owners.
Raymond C. Nash
PRINCIPAL & CEO
Raymond founded Heirmark in 2007 with a vision to transform the way affluent families, business owners, and their advisors acquire life insurance, creating a transparent, open planning model that has grown into a premier life insurance firm dedicated to innovative strategies.
With 25+ years of experience spanning insurance, investments, commercial banking, private banking, and income tax planning, Raymond brings a well-rounded financial background to his clients. He earned his degrees from the University of Akron and stays current on industry trends and legislation as a member of Finseca and the Estate Planning Council of Cleveland.
NHRA race team owner and driver who knows the value of protection — on the track and in life.
Faqs
Frequently Asked Questions
Find answers to your questions about Heirmark's life insurance solutions, underwriting process, and advisory services.
Still have questions?
We're here to help you!
Unlike a traditional insurance agent tied to one or a few carriers, Heirmark casts a wide net across the market — soliciting dozens of underwriting offers on your behalf to secure the most competitive terms. We also have exclusive access to proprietary products through M Financial Group, which are not available to the general public.
Faqs
Frequently Asked Questions
Find answers to your questions about Heirmark's life insurance solutions, underwriting process, and advisory services.
Still have questions?
We're here to help you!
Unlike a traditional insurance agent tied to one or a few carriers, Heirmark casts a wide net across the market — soliciting dozens of underwriting offers on your behalf to secure the most competitive terms. We also have exclusive access to proprietary products through M Financial Group, which are not available to the general public.
Faqs
Frequently Asked Questions
Find answers to your questions about Heirmark's life insurance solutions, underwriting process, and advisory services.
Still have questions?
We're here to help you!
Unlike a traditional insurance agent tied to one or a few carriers, Heirmark casts a wide net across the market — soliciting dozens of underwriting offers on your behalf to secure the most competitive terms. We also have exclusive access to proprietary products through M Financial Group, which are not available to the general public.
Wealth and Legacy Insights from our Team
Wealth and Legacy Insights from our Team
Planning Gaps - Gifting & Estate Tax
Estate Tax Liquidity
Gift Tax Exemption
Planning Gaps - Gifting & Estate Tax
Planning Gaps - Business Structure Changes
Business Succession
Planning Gaps - Business Structure Changes
Planning Gaps - Designations
Planning Gaps - Designations
Premium Financing Case Study
Premium Financing
Life Settlements
Premium Financing Case Study