By Raymond Nash
Carrier Spotlight
John Hancock – Vitality
We value our partnerships with the insurance carriers and work with several carriers on a regular basis. Each carrier has niches that can be helpful in special circumstances, and we keep these in mind as we help our clients determine the best life insurance path, based on their goals and objectives.
John Hancock has partnered with Vitality to create incentives for policy holders to live a healthier life while offering personalized programs to enhance policy performance or lower premium payments. Vitality is a global organization that integrates wellness benefits into life insurance products. Vitality members can access online tools to help them in their pursuit of a healthier lifestyle, reaping the rewards for successes in policy enhancements.
John Hancock’s Vitality PLUS members pay premiums based on their participation in the Vitality program and the status they earned the previous year. Those interested in Vitality PLUS can choose John Hancock’s Vitality term product, selecting a 10-, 15-, 20- or 30-year term to fit their needs.
Additionally, John Hancock has partnered with GRAIL and has granted John Hancock Vitality members access to the Galleri test. The Galleri test is a multi-cancer early detection test that can screen for 50+ types of cancer. Watch the video below to learn more about John Hancock’s partnership with GRAIL and the potential benefits to clients.
Contact us with any questions or opportunities to help you or your clients achieve their goals. This is what we enjoy doing for only a select number of families, businesses, and charitable institutions each year, and we look forward to hearing from you.