Client Advocacy

Choosing the Right Agent - Busch Case Study

We pride ourselves on collaborating with our clients and their advisors to help ensure that our life insurance solutions enhance the bigger picture, focusing on planning and purpose, not just product placement.  Unlike other financial assets, the cost of an insurance policy depends on the health of the insured, so we cast a wide net and negotiate for the best possible rate for each client from a selection of quality insurance carriers. The placement of a life insurance policy marks the beginning, not the end of our client relationships. When we complete a life insurance acquisition, we deliver a promise to oversee the plan and policy we placed to help ensure that the insurance portfolio remains the best fit for years to come.

Recently, Kyle and Samantha Busch have announced a lawsuit against their insurance carrier and insurance agent for misrepresenting and mishandling their life insurance policies.  Read A Detailed Review of the Kyle and Samantha Busch Case for a thorough assessment of the nuances of the misconduct that resulted in this unfortunate outcome for the Busches.  A key takeaway is the importance of employing a trustworthy and accomplished agent when implementing life insurance policies.  It’s important to engage with an agent who considers not only the placement of the coverage but the ongoing service responsibilities for the life of the policy.

To avoid any mishandling of a client’s portfolio, we keep the goals of our clients’ front and center. After an insurance policy is acquired, we document intent to clearly summarize how a policy is designed and how it fits into overall planning objectives. We monitor premium payments, industry changes and perform periodic insurance reviews for our clients.

As part of our comprehensive insurance reviews, we reassess the competitiveness of each policy by surveying the marketplace. Through product advancements and/or health improvements, we can identify new alternatives that may reduce premiums or increase the desired death benefit. A traditional insurance agent with limited resources can’t offer the level of service that we provide; the level of service that affluent families and business owners deserve.  

Contact us with any questions or opportunities to help you or your clients achieve identified goals. This is what we enjoy doing for only a select number of families, businesses, and charitable institutions each year, and we look forward to hearing from you.