Income Replacement
Planning that replaces the income or equivalent contributions of an individual for the family they leave behind.
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Where our experience becomes your valuable resource.
Advisor Guide
Insurance Discussion Prompts: Long-Term Planning
Insurance discussion prompts to begin a meaningful client conversation about long-term planning.
Advisor Guide
Insurance Discussion Prompts: Income Replacement
Insurance discussion prompts to begin a meaningful client conversation about income replacement.
Solution Snapshot
Automated Underwriting
Establish coverage for estate planning and income replacement on an expedited basis without the need for medical requirements.
Candidates
Solutions are not one size fits all. For every planning technique, there are determining factors that illustrate whether the technique will fit the planning for an individual or family. Outlined below are ideal candidates who might benefit from exploring Income Replacement solutions.
Wealth and Legacy Insights from our Team
Faqs
Frequently Asked Questions
Find answers to your questions about Heirmark's life insurance solutions, underwriting process, and advisory services.
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Life insurance for the purpose of income replacement can provide a lump sum amount at a spouse’s mortality that can be invested to produce an ongoing income stream. The amount of coverage needed will depend on lifestyle requirements.